Is Ripple USD (RLUSD) a scam?

No scam signals in Unhosted’s checks. Checked Oct 29, 2026. This is Unhosted’s automated risk check, a warning signal rather than a guarantee either way.

Can I sell Ripple USD (RLUSD)?

Yes. A test buy and sell on Oct 28, 2026 went through with a 0% buy tax and a 0% sell tax. Taxes belong to the pool that was tested and can change if the contract owner changes them.

How concentrated is Ripple USD ownership?

As of 2026-10-29 23:15 UTC, the provider reports that the top 10 holder addresses hold 64.48% of supply. It reports 12,924 holder addresses in total. Addresses are not people; pool, exchange, burn and related addresses have not been independently classified here.

Are large holders selling Ripple USD?

This report cannot establish whether large holders are selling: it does not include wallet-level holder balances over time matched to swaps. As of 2026-10-29 23:15 UTC, the preceding 24-hour DEX volume was $24,496,358.00 in buys and $32,866,418.00 in sells. Those totals describe trading activity, not which holders traded. A large swap alone does not identify a large holder, and a transfer alone does not prove a sale.

Is Ripple USD liquidity falling?

Sampled USD liquidity changed -72.56%, from $52,817,006.00 (2026-10-29 00:00 UTC) to $14,491,471.00 (2026-10-29 23:00 UTC). This compares the earliest and latest available samples, which may cover less than 24 hours. USD changes can reflect asset prices as well as liquidity deposits or withdrawals.

What is Ripple USD (RLUSD) and what does it do?

Ripple USD (RLUSD) is a cryptocurrency token. Visit our token page for detailed analytics, holder information, and trading data.

What is the current price of Ripple USD (RLUSD)?

The latest available price of Ripple USD is $0.999116 USD. The reported 24-hour change is -0.07%. This is a saved or indexed observation, not a live execution quote.

What is the market cap of Ripple USD?

Ripple USD has a market capitalization of $2.62B USD. Market cap is calculated by multiplying the current price by the circulating supply.

Is Ripple USD (RLUSD) a good investment?

Investment decisions should be based on your own research and risk tolerance. Our AI risk assessment currently rates Ripple USD as low risk. Cryptocurrency investments carry significant risk, and past performance does not guarantee future results. Always conduct thorough due diligence before investing.

How many addresses hold Ripple USD?

Ripple USD currently has 12,924 holder addresses as of our latest on-chain snapshot.

What is the liquidity of Ripple USD?

Ripple USD has a total liquidity of $14.49M USD across decentralized exchanges. Higher liquidity generally means lower slippage when trading.

Ripple USD Price Today & AI Analysis

RLUSDEthereumAnalysis as of Oct 29, 2026

$0.9991

-0.07% 24h

Contract

Live

0x8292bb45bf1ee4d140127049757c2e0ff06317ed

Chain

Ethereum

Holders

12.9K

Market cap

$2.62B

Liquidity

$14.49M

At a $10B market cap, $RLUSD would be $3.82 (3.82x from today’s price)

Market cap calculator

Is RLUSD a scam?

Unhosted check · Oct 29

No red flags

No scam signals in Unhosted’s checks.

Can you sell?

YesA test sell went through

Buy tax

Sell tax

Unhosted’s automated check, re-run in the background: a warning signal, not a guarantee either way. Taxes come from a test trade through one pool and can change if the owner changes them.

Ask Unhosted AI about RLUSD

3 free answers a day

What's Twitter saying?Sentiment, KOL mentions, top tweets Whale activityWho is accumulating or distributing What are the risks?Red flags, security, concentration Should I buy?Bull case, bear case, entry / exit

More tokens on Ethereum

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PEPEPepe$0.0₅4363-13.4%MC $1.84B

USDSUSDS$0.9996+0.0%MC $6.68B

Ripple USD: holders, selling & liquidity

2026-10-29 23:15 UTC

Holder addresses

12,924

Top 10 supply share

64.48%

Reported liquidity

$14,491,471.00

How concentrated is Ripple USD ownership?: As of 2026-10-29 23:15 UTC, the provider reports that the top 10 holder addresses hold 64.48% of supply. It reports 12,924 holder addresses in total. Addresses are not people; pool, exchange, burn and related addresses have not been independently classified here.
Are large holders selling Ripple USD?: This report cannot establish whether large holders are selling: it does not include wallet-level holder balances over time matched to swaps. As of 2026-10-29 23:15 UTC, the preceding 24-hour DEX volume was $24,496,358.00 in buys and $32,866,418.00 in sells. Those totals describe trading activity, not which holders traded. A large swap alone does not identify a large holder, and a transfer alone does not prove a sale.
Is Ripple USD liquidity falling?: Sampled USD liquidity changed -72.56%, from $52,817,006.00 (2026-10-29 00:00 UTC) to $14,491,471.00 (2026-10-29 23:00 UTC). This compares the earliest and latest available samples, which may cover less than 24 hours. USD changes can reflect asset prices as well as liquidity deposits or withdrawals.

Sources, observations & limitations

Source: Unhosted token aggregates, hourly liquidity samples and recent DEX swaps. Token aggregates retrieved 2026-10-29 23:15 UTC; the provider may lag the chain. Buy/sell totals cover the preceding 24 hours. Observations are saved with this report and do not update live. Holder addresses are not unique people. The provider’s top-10 share is not adjusted here for pools, exchanges, burn addresses or related wallets. Sniper classifications and wallet-level holder history are unavailable. Inspect token on the block explorer.

Saved liquidity observations

Observation (UTC)	Liquidity (USD)
2026-10-29 00:00 UTC	$52,817,006.00
2026-10-29 01:00 UTC	$52,788,539.00
2026-10-29 02:00 UTC	$53,405,787.00
2026-10-29 03:00 UTC	$53,345,994.00
2026-10-29 04:00 UTC	$53,867,187.00
2026-10-29 05:00 UTC	$53,832,307.00
2026-10-29 06:00 UTC	$53,686,905.00
2026-10-29 07:00 UTC	$53,618,568.00
2026-10-29 08:00 UTC	$53,780,698.00
2026-10-29 09:00 UTC	$53,720,294.00
2026-10-29 10:00 UTC	$53,568,390.00
2026-10-29 11:00 UTC	$53,537,079.00
2026-10-29 12:00 UTC	$53,412,014.00
2026-10-29 13:00 UTC	$53,311,717.00
2026-10-29 14:00 UTC	$53,250,885.00
2026-10-29 15:00 UTC	$54,568,469.00
2026-10-29 16:00 UTC	$53,916,556.00
2026-10-29 17:00 UTC	$47,847,393.00
2026-10-29 18:00 UTC	$49,405,481.00
2026-10-29 19:00 UTC	$46,961,931.00
2026-10-29 20:00 UTC	$40,514,288.00
2026-10-29 21:00 UTC	$11,730,605.00
2026-10-29 22:00 UTC	$13,246,962.00
2026-10-29 23:00 UTC	$14,491,471.00

Recent swap evidence

Up to 10 recent swaps returned by the provider within the preceding 24 hours. This is a sample, not all trades or a ranking of large holders.

2026-10-29 23:06 UTCBuy · $263,677.300x14d6ef…ec677aWallet 0xcf25fe…3168fb
2026-10-29 23:05 UTCBuy · $999,644.780xe1a5ef…a03c47Wallet 0xbee355…f0ccca
2026-10-29 22:43 UTCSell · $605,127.810xc8c9da…63d80eWallet 0xaa34d2…3f5dd5
2026-10-29 22:34 UTCSell · $1,012.440xbe21cc…8b876cWallet 0x95b6e9…45f791
2026-10-29 22:33 UTCBuy · $819,686.240xdd02d5…42ff93Wallet 0xbee156…3dcccc
2026-10-29 22:31 UTCBuy · $999,615.230xc0759c…3e351eWallet 0x5ed864…47eaab
2026-10-29 22:25 UTCSell · $199,758.420xc4a7dc…163c11Wallet 0x7ebc7c…9e0152
2026-10-29 22:25 UTCSell · $185,710.200x0a8f1e…27fbb0Wallet 0xa249ac…66dcaf
2026-10-29 22:25 UTCSell · $204,241.140xf66da4…afa1cbWallet 0xcd18c0…c34bce
2026-10-29 22:10 UTCBuy · $9,994.200x2680ed…2959d1Wallet 0x548b31…cfbc57

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Movement since report

report from Oct 29, 2026, 11:15 PM UTC

Market Cap

$2.62B

24h Volume

$57.36M

Liquidity

$14.49M

FDV

—

Holders

12,924

24h

Loading trading activity…

AI Executive Summary

Risk

Low

Sentiment

Neutral

Ripple USD (RLUSD) is a USD-pegged stablecoin on Ethereum issued by Ripple through Standard Custody & Trust Company, a NYDFS-regulated subsidiary. It is 26.7 months old and trades at about $0.9991 with a market cap of roughly $2.6B. The 7d, 30d and 90d changes are all -0.1%, so the peg has been stable in recent weeks despite a wider 90d range of $0.8881 to $1.04. Unhosted's scam check is NEUTRAL with a successful test trade.

Figures cited above are from the market snapshot taken when this analysis ran — Oct 29, 2026, 11:15 PM UTC. Live values may differ; the key facts at the top of the page are current.

Key points

Issued by a NYDFS-regulated trust company subsidiary of Ripple
Described as fully backed by cash and equivalents, with monthly third-party attestations
Used for cross-border payments, DeFi collateral and centralized exchange pairs

Ripple USD AI Price Analysis

Medium Confidence

Short-Term · 24h-7d

Neutral

RLUSD is a USD stablecoin, so the relevant question is peg stability rather than directional price movement. The 7d change is -0.1% and the recent daily closes sit between $0.9993 and $1.00, which is flat and consistent with a tight peg. The 24h move of about -0.07% is noise.

Medium-Term · 30d-90d

Neutral

The 30d and 90d changes are both -0.1%, so the data is genuinely flat and a directional call would not be supported. A stablecoin is expected to hold near $1.00. The 90d range of $0.8881 to $1.04 shows that past deviations occurred, but the daily volatility is about 0.0%.

Bullish Factors

Price has held in a tight band, with the last 14 daily closes between $0.9993 and $1.00 and daily volatility of about 0.0%.
Unhosted's scam check returned NEUTRAL with contract analysis completed, and the test trade showed 0% buy and sell tax.
Roughly $14.5M of DEX liquidity and a $2.6B market cap indicate meaningful scale.

Bearish Factors

The 90d low of $0.8881 shows the peg has broken by more than 11% at some point in the window.
24h sell volume of $32.9M exceeds buy volume of $24.5M (57.3% sell pressure) on the tracked Curve venue.
The 24h sample is thin, with 131 transactions across 51 buyers and 19 sellers.

Disclaimer: This AI-generated prediction is for informational purposes only and does not constitute financial advice. Cryptocurrency investments are highly volatile. Always conduct your own research.

RLUSD call history

Full track record →

Oct 29neutral@ $0.999

24hpending

7dpending

30dpending

Calls are recorded the moment the analysis is generated and scored automatically against the market price 24h, 7d and 30d later — hits and misses alike, never edited.

Token Info

Chain: Ethereum
Contract: 0x8292...17ed
Total Supply: —
Decimals: —

Key Risks

Depeg risk: the 90d range reached a low of $0.8881, showing the peg has broken before.
Reserve and issuer risk: backing depends on the issuer's attested reserves, which on-chain data cannot verify.
Concentration: the top 10 holders hold 64.5% of supply and cannot be classified from the available data.

Trading Insight

neutral

Sell volume slightly exceeds buy volume in 24h, but for a stablecoin this mostly reflects flow between venues rather than conviction. The price moved only about -0.07%, which is noise. The 1h sample is very small, at 4 buys and 5 sells.

AI-generated insight. Not financial advice.

Frequently Asked Questions

Trend Analysis

Short-Term (7d)

Neutral

Medium-Term (30d)

Neutral

The 7d, 30d and 90d changes are all -0.1%, and the last 14 closes cluster between $0.9993 and $1.00. This is the profile of a pegged asset trading in a narrow band. The price sits at 75% of the 90d range only because the low of $0.8881 was far below the peg.

Momentum

Status

Neutral

Daily volatility is about 0.0%, so momentum indicators carry little information. The latest close of $0.9993 is marginally below the prior closes near $1.00, which is not a meaningful signal.

Volume Analysis

Buy

42.7%

Sell

57.3%

Volume Trend

Stable

24h volume totals about $57.4M against $14.5M of liquidity. Sell volume is higher, but the price impact was negligible. A multi-day volume history was not provided.

Recent Price Action

Tight consolidation at $0.9993 to $1.00 with no trend.

This indicates a stable peg, and any close below $0.9993 would be the first sign of a meaningful departure.

Key Price Levels

Immediate support

$0.9993

Major support

$0.8881

Immediate resistance

$1.000

Major resistance

$1.04

Immediate support and resistance bracket the normal peg range. The major levels are the 90d extremes and mark past depeg episodes rather than expected trading levels.

AI overall risk

Low

Risk Score

22/100

Risk Breakdown

VolatilityLow
Daily volatility is about 0.0% and the last 14 closes stayed within $0.9993 to $1.00. The 90d low of $0.8881 shows past depeg risk.
LiquidityMedium
About $14.5M of tracked DEX liquidity supports a $2.6B market cap, so large orders on this venue may move price. Liquidity on other venues is not captured.
ConcentrationMedium
The top 10 holders hold 64.5% of supply, but per-wallet data is unavailable, so the holders cannot be classified as exchange, custodial or individual.
Smart ContractNot assessed
Contract or authority checks are not included in the saved provider observations.
RegulatoryMedium
The token is issued under NYDFS oversight, which is supportive, but stablecoin regulation continues to evolve and could affect issuance, reserves or distribution.

Key Risks

Depeg risk: the 90d range reached a low of $0.8881, showing the peg has broken before.
Reserve and issuer risk: backing depends on the issuer's attested reserves, which on-chain data cannot verify.
Concentration: the top 10 holders hold 64.5% of supply and cannot be classified from the available data.

Mitigating Factors

Regulated issuer with monthly third-party attestations
Stable recent price history and a successful test trade with 0% taxes

Investor Suitability

May suit users seeking USD-pegged exposure for payments or DeFi collateral who accept issuer and regulatory risk. It is not designed for price appreciation.

RLUSD is a USD-pegged instrument, so the thesis concerns peg reliability and utility rather than upside. Recent price action is stable, but the historical 90d range shows the peg is not risk-free.

Scenario Analysis

Bull Case

Medium probability

Adoption grows across payments and DeFi, liquidity deepens, and the peg stays within a few basis points of $1.00.

Growing use as DeFi collateral and in cross-border payments
Consistent attestations and regulatory clarity

Base Case

The price continues to trade between about $0.9993 and $1.00 with minor fluctuations.

Issuer maintains reserves and redemption access
No major market-wide stress event

Bear Case

Low probability

A reserve concern, regulatory action or liquidity shock causes a renewed depeg toward the prior lows.

Loss of confidence in reserves or custody
Large sell flow against thin DEX liquidity

Analysis Details

Generated

Oct 29, 2026, 11:15 PM UTC

Saved observation

2026-10-29 23:15 UTC

Model Confidence

Medium

Data Snapshot

Price

$0.999115967911

Market Cap

$2.62B

24h Volume

$57.36M

Holders

12,924

Liquidity

$14,491,471.00

Data Sources

Unhosted DEX market data (price, volume, liquidity)Daily OHLC price historyAggregate holder count and top-10 concentrationUnhosted automated risk check and test trade

Limitations

Holder-growth and whale-transaction data were unavailable, as were smart-money and launch forensics.
The contract check is Unhosted's automated assessment, a warning signal and not a guarantee.
Market cap and FDV figures in the data are inconsistent, and DEX data covers only the tracked venue.

How we keep this honest

Every directional call on these pages is recorded before the outcome is known and scored on our public prediction track record. We apply the same standard to others: our audit of 1,581 crypto YouTube predictions found bullish calls did worse than random timing, and our memecoin pump anatomy study measured what chasing a pump actually costs.

Disclaimer: This analysis is for informational purposes only and does not constitute financial advice. Cryptocurrency investments are highly volatile and risky. Always conduct your own research and consult with a financial advisor before making investment decisions.