401k

buy and retire Price Today & AI Analysis

401kSolanaAnalysis as of May 23, 2026

Price

$0.053341

-0.00% 24h · FDV $3,338

Contract

Live
7axARFNFHtJAxrQMN9hVaE1eoVZY1oL7ZLTHMLgJpump

Chain

Solana

Holders

181

Market cap

$3,338

More tokens on Solana

LOOTLOOTLOOT OR DIE$0.052392+0.0%MC $2.3KOROOROORO$0.052195+0.0%MC $2.2KLeeLeeThe Brave Boy$0.052203+0.0%MC $2.2KHALOHALOHalo Hamilton$0.053342+5.2%MC $3.2KRNUTRNUTThe Rogue Squirrel$0.052724+4.3%MC $2.7KSTONKSTONKSTONK$0.3161-4.3%MC $260.36M

buy and retire: holders, selling & liquidity

2026-05-23 01:18 UTC

Holder addresses

459

Top 10 supply share

Not available

Reported liquidity

Not available
How concentrated is buy and retire ownership?
Top-10 ownership concentration is not available in this report. The saved holder count is 459 addresses (2026-05-23 01:18 UTC). A holder count alone does not establish how supply is distributed.
Are large holders selling buy and retire?
This report cannot establish whether large holders are selling: it does not include wallet-level holder balances over time matched to swaps. A complete buy/sell volume observation is not available in the saved inputs. A large swap alone does not identify a large holder, and a transfer alone does not prove a sale.
Is buy and retire liquidity falling?
Liquidity is not available in the saved inputs. At least two timestamped liquidity observations are needed to establish a change; this report does not have them.
Sources, observations & limitations

Source: inputs saved with the report generated 2026-05-23 01:18 UTC. Original provider retrieval times and historical samples were not recorded. Legacy zero placeholders are treated as unavailable. Holder addresses are not unique people. The provider’s top-10 share is not adjusted here for pools, exchanges, burn addresses or related wallets. Sniper classifications and wallet-level holder history are unavailable. Inspect token on the block explorer.

Recent swap evidence

Swap evidence is unavailable for this report.

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What's Twitter saying?Sentiment, KOL mentions, top tweetsWhale activityWho is accumulating or distributingWhat are the risks?Red flags, security, concentrationShould I buy?Bull case, bear case, entry / exit

Report snapshot

as of May 23, 01:18 AM UTC

FDV

$103,099

Liquidity

Not available

Holders

459

Snipers

Not available

Risk

Very High
Loading price chart…

AI Executive Summary

Risk

Very High

Sentiment

Bearish

401k (buy and retire) is a newly viral Solana meme/yield token on PumpSwap (mint: 7axARFNFHtJAxrQMN9hVaE1eoVZY1oL7ZLTHMLgJpump) with a fully diluted valuation of ~$103K. The token markets itself as a USDC yield-distribution protocol — promising hourly payouts to holders, a 5x multiplier for 30-day holders, and a 'BOOST HOUR' every 4th hour. It launched with 78 holders and sat dormant for ~30 days before exploding to 459 holders (+381, +83%) in a single day. Price is up 38.5% in 24h and 158.9% in the last hour alone. However, sell pressure is extreme (84.9% of 24h volume), liquidity is reported at $0.00, and the token is unverified with unknown authority status — all significant red flags.

Key points

  • Explosive single-day holder growth: 78 → 459 (+381 holders, +83%) after 30 days of complete stagnation
  • Extreme sell-side dominance: 84.9% of 24h volume ($116.21K) is sell pressure vs only 15.1% ($20.68K) buy pressure
  • Yield/dividend narrative (USDC hourly payouts, BOOST HOUR) differentiates from pure meme tokens but is unverified on-chain
  • Reported total liquidity of $0.00 on PumpSwap — extreme slippage and exit risk
  • Token has been mutable=false but update authority is unknown, leaving authority risk unresolved

AI Price Analysis

bearish

Short term · 1–24 hours

bearish

Despite a 158.9% 1-hour spike and 38.5% 24h gain, the overwhelming sell pressure (84.9% of volume, 1,566 sells vs 505 buys, 802 sellers vs 226 buyers) strongly suggests the pump is being distributed into. The $0.00 reported liquidity means any meaningful sell order will cause catastrophic slippage. Short-term price action is likely to retrace sharply unless new buy volume enters.

Target low

$0.000030

Target high

$0.000115

Support

$0.000082 (candle [1] low), $0.000048 (candle [3] low), $0.000030 (candle [2] absolute low)

Resistance

$0.000107 (candle [1] high), $0.000103 (current price / candle [2] high), $0.000073 (candle [4] high / candle [3] open)

Medium term · 7–30 days

bearish

The token sat completely dormant (78 holders, zero net change) for 30 days before today's viral spike. Without a verifiable USDC payout mechanism, sustained buy pressure, or meaningful liquidity, the medium-term outlook is bearish. If the yield narrative proves hollow, holders who bought during the pump will likely exit, driving price back toward pre-pump levels near $0.000030–$0.000058.

Catalysts

  • Verified on-chain USDC payout proof could attract genuine yield seekers
  • BOOST HOUR mechanics driving speculative buying cycles
  • Broader Solana meme season momentum
  • Failure to deliver promised payouts would accelerate sell-off

Bullish factors

  • Price up 38.5% in 24h and 158.9% in 1h — strong short-term momentum
  • Holder count surged +381 in one day, showing viral spread
  • Yield/dividend narrative (USDC payouts, BOOST HOUR) is a compelling hook for retail
  • 20 snipers still holding partial positions suggests some early believers remain
  • FDV of only ~$103K leaves room for speculative upside if narrative catches

Bearish factors

  • 84.9% sell pressure ($116.21K sell vs $20.68K buy in 24h) — distribution is dominant
  • Total liquidity reported at $0.00 — extreme exit risk and slippage
  • Token was completely dormant for 30 days (78 holders, zero change) before today
  • Unverified contract, unknown update authority — rug risk cannot be ruled out
  • Top 10 holders control 40.59% of supply; top 100 control 87.91% — extreme concentration
  • Yield/payout claims are unverified on-chain
  • 1,566 sells vs 505 buys in 24h — 3:1 sell-to-buy transaction ratio

Confidence: low. Confidence is low due to: (1) $0.00 reported liquidity making price discovery unreliable, (2) only 4 hourly OHLC candles available — insufficient for robust TA, (3) the token's 30-day dormancy followed by a single-day explosion is highly anomalous and may reflect coordinated activity rather than organic growth, (4) sniper initial investment amounts are unknown, limiting PnL analysis precision.

Token Info

Chain
Solana
Contract
7axARF...pump
Total Supply
999,986,032.91 (approximately 1 billion)

Key Risks

  • $0.00 reported liquidity — catastrophic slippage risk on exit
  • 84.9% sell pressure — active distribution into the pump
  • 30-day dormancy followed by single-day explosion — highly anomalous, possible coordinated pump
  • Unknown mint/freeze authority — potential rug vector

Smart money & sniper coverage

Sniper classifications and wallet-level trading histories are not available in this report. Sniper concentration, profit-taking and dump risk have not been assessed.

Deep Analysis

Only 4 hourly candles are available (2026-05-22 22:00 through 2026-05-23 01:00 UTC). Candle [4] (22:00): O:0.0000596 H:0.0000733 L:0.0000556 C:0.0000733 — bullish close at high, V:59,962. Candle [3] (23:00): O:0.0000715 H:0.0000715 L:0.0000486 C:0.0000585 — bearish engulfing/shooting star, price rejected at open high and closed near lows, V:50,595. Candle [2] (00:00): O:0.0000583 H:0.0001030 L:0.0000302 C:0.0000928 — massive volatility candle, price nearly tripled intrabar (low to high), closed in upper half; V:22,742 — likely the viral pump candle. Candle [1] (01:00): O:0.0000961 H:0.0001073 L:0.0000826 C:0.0001031 — consolidation candle near highs, closed near open, V:5,116 — volume declining sharply from prior candles.

Trend

Short-term

Uptrend

Medium-term

Sideways

Short-term trend is technically up given the 4-candle sequence shows higher lows from candle [3] to [1] and price is near the 4-candle high. However, the medium-term picture is sideways-to-bearish given 30 days of zero price movement prior to this spike. The declining volume in candle [1] vs [2] and [3] suggests the pump may be losing steam.

Momentum & Volume

Momentum

Overbought

Volume trend

Decreasing

Buy

15%

Sell

85%

Key Price Levels

Immediate support

$0.000082 (candle [1] low)

Major support

$0.000030 (candle [2] absolute low — the pre-pump base)

Immediate resistance

$0.000107 (candle [1] high)

Major resistance

$0.000103 (current price / candle [2] high — psychological round level)

Immediate support sits at $0.000082 (candle [1] low). A break below this opens the door to $0.000048–$0.000058 (candle [3] range). Major support is the pre-pump base around $0.000030. On the upside, $0.000107 (candle [1] high) is the immediate resistance; a breakout above this with volume would be bullish. The current price of $0.0001031 is essentially at the candle [2] high, making it a key inflection point.

Notable patterns

  • Declining volume on rising price (bearish divergence) across candles [4]→[3]→[2]→[1]
  • Candle [3] shooting star / bearish rejection at open high — price opened at high and closed near low
  • Candle [2] massive volatility spike candle (low $0.0000302 to high $0.0001030) — pump candle with wide range
  • Candle [1] doji-like consolidation near highs with sharply reduced volume — indecision / exhaustion
  • Candle [4] bullish close at high — the initial breakout candle

Liquidity

Liquidity

Not available

Depth

Not assessed

Slippage risk

Not assessed

Liquidity depth and slippage risk cannot be assessed without a liquidity observation.

Supply & authorities

Total supply

999,986,032.91 (approximately 1 billion)

FDV

$103,098.79

Mint authority

Not available

Freeze authority

Not available

Mint and freeze authority checks are not included in the saved provider observations. Metadata update authority does not establish either permission.

  • Volatilityhigh

    Price moved +158.9% in 1 hour and the token was completely dormant for 30 days prior. Extreme intraday volatility with a 3.4x range in candle [2] alone (low $0.0000302 to high $0.0001030). Micro-cap FDV of ~$103K amplifies volatility.

  • LiquidityNot assessed

    A liquidity observation is not available in the saved inputs.

  • ConcentrationNot assessed

    Ownership concentration cannot be assessed without a measured supply distribution.

  • Sniper DumpNot assessed

    Sniper classifications and wallet trading histories are unavailable.

  • AuthorityNot assessed

    Contract or authority checks are not included in the saved provider observations.

Key risks

  • $0.00 reported liquidity — catastrophic slippage risk on exit
  • 84.9% sell pressure — active distribution into the pump
  • 30-day dormancy followed by single-day explosion — highly anomalous, possible coordinated pump
  • Unknown mint/freeze authority — potential rug vector
  • Unverified USDC yield/payout claims — may be pure marketing
  • Top 100 holders control 87.91% of supply — extreme concentration
  • Original 78 holders (pre-pump insiders) could dump at any time
  • Unverified contract on a micro-cap ($103K FDV) token

Mitigating factors

  • Metadata is immutable (Mutable: false) — token description/metadata cannot be changed post-launch
  • FDV of only ~$103K means absolute loss exposure is limited in dollar terms
  • 452 of 459 holders acquired via swap — organic retail buying activity
  • Some snipers show positive PnL and appear to still hold, suggesting not all early buyers are dumping
  • Social presence (Twitter, website, Moralis) indicates some project infrastructure exists
  • PumpSwap listing provides a public, permissionless trading venue

Suitable for

Suitable only for highly risk-tolerant, experienced DeFi traders who understand micro-cap meme token dynamics, can afford to lose 100% of their investment, and are actively monitoring positions. Not suitable for retail investors, long-term holders, or anyone relying on the unverified yield/payout claims as an investment thesis.

401k ($401K) is a high-risk, micro-cap Solana meme token with an unverified yield narrative. It experienced a single-day viral explosion after 30 days of complete dormancy, driven by speculative buying into its 'USDC payout' marketing hook. The overwhelming sell pressure (84.9%), near-zero liquidity, unknown authority status, and unverified yield mechanics make this a speculative trade at best and a potential rug at worst. The only viable thesis is a short-term momentum play with strict risk management.

Scenario Analysis

Bull Case

Low probability

The USDC payout mechanism is real and verifiable on-chain, attracting genuine yield-seeking holders. Viral social momentum continues, driving new buyers. BOOST HOUR mechanics create recurring buy pressure cycles. Price breaks above $0.000107 with volume, targeting $0.000200+ as FDV approaches $200K.

  • Verified on-chain USDC distribution proof goes viral
  • BOOST HOUR creates self-reinforcing buy cycles
  • Broader Solana meme season amplifies retail interest
  • Influencer/KOL promotion drives sustained inflow

Base Case

The token experiences a typical pump-and-dump cycle: price retraces 50–70% from the current high ($0.000107) over the next 24–72 hours as sell pressure overwhelms thin liquidity. A small community of yield believers remains, holding the token at $0.000030–$0.000060 range. Without sustained development or verified payouts, the token fades into obscurity like most PumpFun launches.

  • Sell pressure (84.9%) continues to dominate buy pressure
  • No new major catalysts (verified payouts, influencer promotion) emerge in the next 48 hours
  • Liquidity remains thin, amplifying downside moves
  • The 30-day dormancy pattern reflects the token's natural state without active promotion

Bear Case

High probability

Yield claims prove unverifiable or fraudulent. The original 78 dormant holders (insiders) begin dumping into the pump. Liquidity drains completely, making exit impossible for latecomers. Price collapses back to pre-pump levels ($0.000030–$0.000058) or lower, with many retail buyers trapped.

  • No verifiable USDC payout mechanism — narrative collapses
  • Original insider holders (78 pre-pump wallets) exit into retail demand
  • Zero liquidity makes price collapse self-reinforcing
  • Broader market downturn removes speculative appetite
  • Sniper and whale distribution continues at current pace

Analysis details

Generated

May 23, 01:18 AM UTC

Saved observation

2026-05-23 01:18 UTC

Model confidence

Low

Data sources

  • On-chain token metadata (mint, decimals, supply, mutability)
  • PumpSwap price feed and OHLC candles (hourly, 4 candles)
  • 24h trading analytics (buy/sell volume, unique wallets, transaction counts)
  • Holder metrics and historical holder time series (30 days daily)
  • Top 20 holder distribution data
  • Sniper analysis (first 1,000 blocks, 20 snipers)
  • Fully diluted valuation and liquidity data

Limitations

  • Only 4 hourly OHLC candles available — insufficient for robust technical analysis or trend identification
  • Total liquidity reported as $0.00 — may be a data artifact or genuine zero; cannot be confirmed
  • Sniper initial investment amounts (USD) are all 'unknown' — precise sniper concentration % cannot be calculated
  • Sniper balance data is largely unknown — cannot determine how much snipers still hold
  • Update authority, mint authority, and freeze authority status are all 'unknown' — rug risk cannot be fully assessed
  • Yield/payout mechanism (USDC distributions, BOOST HOUR) cannot be verified from provided data alone
  • The token's 30-day dormancy period has no OHLC data — pre-pump price history is unavailable
  • FDV from trading analytics shows $0.00 (conflicting with metadata FDV of $103,098.79) — data inconsistency noted
  • No audit, verified contract, or on-chain program data available for yield mechanics

How we keep this honest

Every directional call on these pages is recorded before the outcome is known and scored on our public prediction track record. We apply the same standard to others: our audit of 1,581 crypto YouTube predictions found bullish calls did worse than random timing, and our memecoin pump anatomy study measured what chasing a pump actually costs.

This analysis is for informational purposes only and does not constitute financial advice. Cryptocurrency investments, particularly micro-cap meme tokens, carry extreme risk including total loss of capital. The yield/payout claims made by the 401k token project have not been independently verified. Always conduct your own research (DYOR) before investing. Past price performance is not indicative of future results.

Frequently Asked Questions

How concentrated is buy and retire ownership?

Top-10 ownership concentration is not available in this report. The saved holder count is 459 addresses (2026-05-23 01:18 UTC). A holder count alone does not establish how supply is distributed.

Are large holders selling buy and retire?

This report cannot establish whether large holders are selling: it does not include wallet-level holder balances over time matched to swaps. A complete buy/sell volume observation is not available in the saved inputs. A large swap alone does not identify a large holder, and a transfer alone does not prove a sale.

Is buy and retire liquidity falling?

Liquidity is not available in the saved inputs. At least two timestamped liquidity observations are needed to establish a change; this report does not have them.

What is the short-term price outlook for buy and retire (401k)?

Despite a 158.9% 1-hour spike and 38.5% 24h gain, the overwhelming sell pressure (84.9% of volume, 1,566 sells vs 505 buys, 802 sellers vs 226 buyers) strongly suggests the pump is being distributed into. The $0.00 reported liquidity means any meaningful sell order will cause catastrophic slippage. Short-term price action is likely to retrace sharply unless new buy volume enters. Short-term outlook is bearish (1–24 hours), with a target range of $0.000030 to $0.000115.

Is 401k a safe investment on Solana?

The AI assessment rates overall risk as very high with a risk score of 9.1/100. Suitable only for highly risk-tolerant, experienced DeFi traders who understand micro-cap meme token dynamics, can afford to lose 100% of their investment, and are actively monitoring positions. Not suitable for retail investors, long-term holders, or anyone relying on the unverified yield/payout claims as an investment thesis.

What are the key risks of holding 401k?

$0.00 reported liquidity — catastrophic slippage risk on exit • 84.9% sell pressure — active distribution into the pump • 30-day dormancy followed by single-day explosion — highly anomalous, possible coordinated pump

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