mUSD

MetaMask USD Price Prediction 2026

mUSD
Ethereum·AI Analysis
Analysis as of Jun 20, 2026

$0.9998

-0.00%24h
LiveContract:0xaca92e438df0b2401ff60da7e4337b687a2435daChain:EthereumHolders:245.9KMarket cap:$12.00MLiquidity:$1.94M

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Movement since reportreport from Jun 20, 2026, 02:01 AM UTC
Market Cap

$37.18M

24h Volume

$8.18M

Liquidity

$3.88M

FDV

Holders

239.6K

Security

24H0 buys
0 sells0 traders

Holder Insights

Live

Total holders

24h change

0

Top 10 hold

Top acquisition

AI Executive Summary

MetaMask USD (mUSD) is a proprietary USD-pegged stablecoin issued by MetaMask, designed for seamless fiat on/off-ramping and spending via the MetaMask Card across supported networks. The token is 10.2 months old, carries a 91/100 security score with a verified contract, and has maintained an exact $1.00 peg across all 86 days of available OHLC history with zero measured volatility. With 239,554 holders and a 31-day net addition of +4,340 wallets, adoption is growing steadily, though 34.3% of supply sits in dumpable individual whale wallets, representing the primary structural risk. A notable data inconsistency — FDV ($21.9M) being lower than market cap ($37.2M) — and a whale wallet with a first-active date in the future (2026-05-17) are anomalies that warrant independent verification before significant capital deployment.

Figures cited above are from the market snapshot taken when this analysis ranJun 20, 2026, 02:01 AM UTC. Live values may differ; the key facts at the top of the page are current.

Risk: medium
Sentiment: neutral
Native MetaMask ecosystem stablecoin enabling direct MetaMask Card spending and low-friction fiat settlement
86-day perfect peg maintenance with zero daily return volatility, demonstrating robust reserve or algorithmic backing
Anomalous FDV-vs-market-cap discrepancy and a whale wallet with a future first-active date are red flags absent in established stablecoins like USDC or USDT

MetaMask USD Price Prediction

High Confidence
Short-Term24h-7d
Neutral

MetaMask USD (mUSD) is a USD-pegged stablecoin with a design mandate to hold $1.00 at all times. Over the full 86-day OHLC history, every daily close has been exactly $1.00 with zero measured volatility, confirming the peg mechanism is functioning as intended. Short-term price action is therefore structurally neutral by design, not by market indecision.

Medium-Term30d-90d
Neutral

Over a 30–90 day horizon, mUSD's price is expected to remain at $1.00 as long as MetaMask's reserve backing and redemption mechanisms hold. The 30d holder growth of +4,533 wallets (+1.9%) signals expanding adoption within the MetaMask ecosystem, which supports peg stability through deeper liquidity. The primary medium-term risk is not price drift but rather a de-peg event triggered by reserve or smart-contract failure.

Bullish Factors
  • +Steady holder base expansion of +4,340 wallets over 31 days indicates organic adoption growth within the MetaMask ecosystem
  • +Security score of 91/100 with a verified contract reduces smart-contract-driven de-peg risk
  • +Uniswap v4 integration provides a reputable, battle-tested liquidity venue for mUSD pairs
  • +Recent 1-hour buy/sell ratio of 34 buys vs. 14 sells suggests short-window demand exceeds supply pressure
Bearish Factors
  • -34.3% of supply is held by dumpable individual whale wallets, creating meaningful redemption pressure risk if multiple large holders exit simultaneously
  • -The top whale (6.41% of supply, wallet 0xda729e) was first active on 2026-05-17 — a date in the future relative to the token's August 2025 creation — which is a data anomaly warranting scrutiny of wallet provenance
  • -24h sell volume ($4.36M) exceeds buy volume ($3.82M), producing a 53.3% sell-pressure reading that indicates net outflow in the most recent full-day window
  • -FDV of $21.9M is lower than the stated market cap of $37.2M, an arithmetic inconsistency that suggests either unreported supply or data reporting errors — a transparency concern for a stablecoin

Disclaimer: This AI-generated prediction is for informational purposes only and does not constitute financial advice. Cryptocurrency investments are highly volatile. Always conduct your own research.

mUSD call history

Full track record →
Jun 20neutral
24h
7d
30d

Calls are recorded the moment the analysis is generated and scored automatically against the market price 24h, 7d and 30d later — hits and misses alike, never edited.

Token Info

ChainEthereum
Contract0xaca9...35da
Total Supply
Decimals

Key Risks

Issuer centralization: mUSD's peg depends entirely on MetaMask/ConsenSys maintaining sufficient USD reserves and operational continuity — a failure at the issuer level would cause an immediate de-peg with no on-chain mechanism to prevent it
Whale concentration anomaly: the largest individual whale (6.41% of supply, wallet 0xda729e) has a first-active date of 2026-05-17 — a future date relative to the token's August 2025 launch — which is a data integrity red flag that could indicate a data error, a test wallet, or a more serious provenance issue
FDV/market-cap inconsistency: FDV ($21.9M) being lower than market cap ($37.2M) at a $1.00 peg implies either unreported supply or a data error; for a stablecoin, supply transparency is foundational to trust

Trading Insight

neutral

Trading sentiment is marginally net-negative over 24 hours, with sell volume ($4.36M) outpacing buy volume ($3.82M) at a 53.3%/46.7% split, though buyer count (301 unique buyers) exceeds seller count (187 unique sellers), suggesting sells are larger in average size. The most recent 1-hour window shows a reversal toward buy dominance (34 buys vs. 14 sells), which may indicate short-term demand recovery, but for a stablecoin this is routine arbitrage and redemption activity rather than a directional signal.

AI-generated insight. Not financial advice.

Frequently Asked Questions

Trend Analysis

Short-Term (7d):
Neutral
Medium-Term (30d):
Neutral

Both 7-day and 30-day price changes are exactly 0.0%, and all 14 available daily closes are $1.00 with a daily return standard deviation of 0.0%. This is not market indecision — it is the intended behavior of a pegged stablecoin. Technical trend analysis in the traditional sense does not apply; the 'trend' is the peg itself.

Momentum

Status:
Neutral

With zero price movement across all measured timeframes, conventional momentum indicators (RSI, MACD) would produce flat or undefined readings. Momentum for mUSD is better assessed through volume flow and holder growth rather than price oscillators, both of which show mild positive signals in the most recent intraday windows.

Volume Analysis

Buy 46.7%Sell 53.3%

Volume Trend: Stable

24-hour combined volume of ~$8.18M against a $3.88M liquidity pool yields a turnover ratio above 2x, indicating healthy utilization. The improving buy-to-sell transaction ratio across the 24h → 4h → 1h windows (1.42x → 1.39x → 2.43x) suggests intraday buy-side momentum is building, though for a stablecoin this likely reflects arbitrage normalization rather than speculative demand.

Recent Price Action

Perfect horizontal price action at exactly $1.00 across all 14 daily closes with zero intraday deviation recorded in the OHLC data.

For a stablecoin, this pattern confirms the peg mechanism is functioning correctly. Any deviation — even a fraction of a cent — would be the primary technical signal to monitor, as it would indicate reserve stress or liquidity fragmentation.

Key Price Levels

Support
Immediate$1
Major$1
Resistance
Immediate$1
Major$1

All OHLC-derived support and resistance levels converge at $1.00, which is the peg target. For mUSD, these levels are not traditional technical zones but rather the peg anchor itself — a sustained break below $1.00 (de-peg) or above $1.00 (premium) would be the critical technical event to monitor, as either would signal a failure or stress in the reserve/redemption mechanism.

Holder Metrics

Total Holders239,554
24h Change+184
Growth Rate+0.077%

The 31-day trajectory from 235,214 to 239,554 holders (+4,340, +1.85%) is consistent and uninterrupted, suggesting genuine ecosystem adoption rather than airdrop-driven spikes. The 7-day addition of +1,180 holders and 30-day addition of +4,533 holders show an accelerating weekly run-rate, which is a positive signal for a utility stablecoin dependent on network effects.

Holder Distribution

Top 10 Holders44%
Top 100 Holders75%
Retail Holders25.0%
Concentration Risk:
Medium

While the top 10 holders control 44% of supply, the largest single position (15.30%) belongs to a Uniswap protocol contract — a non-dumpable liquidity allocation. Stripping out that contract, the remaining top-9 individual and labelled wallets hold approximately 28.7% of supply, and the classified dumpable supply is 34.3%. This is elevated but not critical for a stablecoin, where large holders are more likely to be institutional users or ecosystem partners than speculative traders. The Relay.link labelled wallet (2.45%) is a known bridge/relayer, further reducing the effective dumpable risk.

Whale Activity

Sentiment:
Holding

The only notable recent on-chain swaps are six sequential purchases by wallet 0x230f5a, ranging from $10,049 to $10,080 each — a programmatic pattern consistent with a bot or automated treasury management. The three largest individual whale wallets (0xda729e at 6.41%, 0x795fac at 4.03%, 0xcf263c at 3.55%) show no indexed DEX swap activity; all positions were acquired via transfer or airdrop.

  • Wallet 0x230f5a executed six automated buy transactions totalling approximately $60,386, each within a $31 range of one another — consistent with programmatic arbitrage or DCA execution
  • Top three individual whales (6.41%, 4.03%, 3.55% of supply) have zero DEX swap history on this token, confirming positions were received via direct transfer — no open-market selling activity detected

Whale behavior is passive and holding-oriented. The absence of any DEX swap activity from the three largest individual holders means there is no on-chain evidence of active distribution. However, the transfer-based acquisition of these large positions means their cost basis is unknown, and their sell intent cannot be inferred from trading history.

Smart Money Indicators

Confidence:
Low
Profit-Taking Risk:
Low

Smart-money (top profitable trader cohort) data is unavailable for this token. No profitable-trader PnL data has been provided.

Smart-money data is unavailable for mUSD. Given its stablecoin nature, profit-taking risk in the traditional sense is minimal — traders do not hold stablecoins for price appreciation. The relevant risk is redemption pressure from large holders, not speculative profit-taking.

Liquidity Analysis

Total Liquidity$3,883,272.26
Depth:
Moderate
Slippage Risk:
Medium

The $3.88M liquidity pool on Uniswap v4 is moderate for a stablecoin with $37M in reported market cap — a liquidity-to-market-cap ratio of approximately 10.5%. Given that the dumpable whale supply represents ~34.3% of the $21.9M FDV (roughly $7.5M), a coordinated large-holder exit could exceed available pool depth and cause temporary de-peg slippage. For routine retail transactions the liquidity is adequate, but large institutional redemptions above ~$500K would likely require routing through multiple venues.

Overall Risk:
Medium
38/100

Risk Breakdown

Volatility
Low

86 days of OHLC data show zero price deviation from $1.00 and a daily return standard deviation of 0.0%. Peg stability is the defining characteristic of this asset class, and mUSD has demonstrated it consistently.

Liquidity
Medium

The $3.88M Uniswap v4 pool is adequate for retail-scale transactions but insufficient to absorb a coordinated exit by the top individual whale wallets, whose combined dumpable holdings (~$7.5M at FDV) exceed pool depth by approximately 2x.

Concentration
Medium

Dumpable supply stands at 34.3%, held across individual whale wallets and the Relay.link labelled wallet. While the largest single position (15.3%) is a non-dumpable Uniswap contract, the remaining concentration in unidentified individual wallets — particularly the 6.41% holder with an anomalous future first-active date — represents genuine redemption risk.

Smart Contract
Low

Verified contract with a 91/100 security score on Ethereum mainnet. Uniswap v4 integration adds a well-audited layer. No known vulnerabilities flagged in the security assessment.

Regulatory
Medium

Issuer-backed stablecoins are under increasing regulatory scrutiny globally. As a MetaMask/ConsenSys product, mUSD is subject to the same regulatory environment as other payment stablecoins, including potential reserve attestation requirements, licensing obligations, and restrictions in certain jurisdictions.

Key Risks

  • Issuer centralization: mUSD's peg depends entirely on MetaMask/ConsenSys maintaining sufficient USD reserves and operational continuity — a failure at the issuer level would cause an immediate de-peg with no on-chain mechanism to prevent it
  • Whale concentration anomaly: the largest individual whale (6.41% of supply, wallet 0xda729e) has a first-active date of 2026-05-17 — a future date relative to the token's August 2025 launch — which is a data integrity red flag that could indicate a data error, a test wallet, or a more serious provenance issue
  • FDV/market-cap inconsistency: FDV ($21.9M) being lower than market cap ($37.2M) at a $1.00 peg implies either unreported supply or a data error; for a stablecoin, supply transparency is foundational to trust

Mitigating Factors

  • MetaMask is one of the most widely used self-custody wallets globally, providing institutional credibility and reputational incentive to maintain the peg
  • 91/100 security score with a verified contract and Uniswap v4 integration minimizes technical exploit risk

Investor Suitability

mUSD is designed for MetaMask ecosystem participants seeking a native USD-denominated payment and settlement instrument — not for speculative investors. It may be suitable for users who regularly use MetaMask Card or need frictionless fiat-crypto conversion within the MetaMask interface, provided they are comfortable with the issuer-centralization risk and have independently verified reserve backing.

mUSD is a utility stablecoin whose investment thesis rests entirely on MetaMask ecosystem adoption and reserve integrity rather than price appreciation. The base case is continued peg stability and growing holder adoption; the primary risk is an issuer-level failure or de-peg event, not market volatility.

Scenario Analysis

Bull Case
Medium

MetaMask Card achieves broad consumer adoption, driving mUSD demand to tens of millions of users, deepening liquidity well beyond the current $3.88M pool, and establishing mUSD as the default stablecoin for MetaMask's ecosystem — potentially displacing third-party stablecoins in MetaMask-native flows.

  • +MetaMask's existing 30M+ user base provides a massive captive distribution channel requiring no additional user acquisition
  • +Steady 31-day holder growth trajectory (+4,340 wallets) suggests organic adoption is already underway
Base Case

mUSD maintains its $1.00 peg, holder count grows at the current ~140 wallets/day pace, and the token serves its intended function as a MetaMask ecosystem payment rail without achieving broader DeFi integration or significant liquidity depth expansion.

  • MetaMask/ConsenSys maintains adequate USD reserves and continues honoring redemptions at par
  • No adverse regulatory action specifically targeting MetaMask's stablecoin operations in the near term
Bear Case
Low

A reserve shortfall, regulatory action against ConsenSys/MetaMask, or a smart-contract exploit causes mUSD to de-peg from $1.00, triggering a bank-run dynamic among the 34.3% dumpable whale supply and collapsing the Uniswap v4 pool's ability to absorb redemptions.

  • -Issuer-centralized reserve model with no on-chain proof-of-reserves creates opacity that could mask a shortfall until it becomes critical
  • -Dumpable whale supply of 34.3% exceeds current pool liquidity (~$3.88M), meaning a coordinated exit would cause significant slippage even before a full de-peg

Analysis Details

GeneratedJun 20, 2026, 02:01 AM UTC
Data FreshnessReal-time on-chain data as of analysis timestamp
Model Confidence
Medium

Data Snapshot

Price$1.000000000000000000
Market Cap$37.18M
24h Volume$8.18M
Holders239,554
Liquidity$3.88M

Data Sources

On-chain transaction data (Uniswap v4 swap history)
Holder distribution analytics (Moralis holder tier classification)
86-day daily OHLC price history
31-day holder trajectory timeseries
Whale wallet forensics (DEX swap lookup, first-active date)
Smart contract security assessment
Top holder classification (protocol/exchange vs. individual whale vs. labelled wallet)

Limitations

  • No proof-of-reserves or off-chain reserve attestation data is available; issuer-level solvency cannot be assessed from on-chain data alone
  • The FDV/market-cap arithmetic inconsistency ($21.9M vs. $37.2M at a $1.00 peg) could not be resolved from the provided data and may indicate unreported supply or a data feed error
  • Smart-money (profitable trader cohort) data is unavailable for this token, limiting insight into informed-capital positioning
  • The 6.41% whale wallet's first-active date of 2026-05-17 is chronologically anomalous and could not be independently verified — conclusions about this wallet are necessarily qualified

Disclaimer: This analysis is for informational purposes only and does not constitute financial advice. Cryptocurrency investments are highly volatile and risky. Stablecoins carry additional risks including issuer insolvency, de-peg events, and regulatory action. Always conduct your own research and consult with a qualified financial advisor before making investment decisions.

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