sUSDS

Savings USDS Price Today & AI Analysis

sUSDS
Ethereum·AI Analysis
Analysis as of Sep 12, 2026

$1.14

-1.30%24h
LiveContract:0xa3931d71877c0e7a3148cb7eb4463524fec27fbdChain:EthereumHolders:6.0KMarket cap:$4.75BLiquidity:$1.05M

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Movement since reportreport from Sep 12, 2026, 02:15 PM UTC
Market Cap

$4.75B

24h Volume

$2.11M

Liquidity

$1.05M

FDV

Holders

6.0K

24HLoading trading activity…

Holder Insights

Live

Total holders

AI Executive Summary

sUSDS is an ERC-4626 tokenized vault from the Sky (formerly MakerDAO) ecosystem representing USDS deposits earning the Sky Savings Rate, currently priced at $1.14 with a $4.75B fully diluted market cap. The token has traded in a tight $1.07-$1.15 band over the past 91 days with just 0.5% daily volatility, appreciating slowly (+0.9% 30d, +1.4% 90d) as yield accrues rather than through speculative price swings. It has a 24.2-month on-chain history, 5,954 holders, and a top-10 concentration of 77.8%, though per-wallet identity data needed to classify that concentration as protocol/exchange holdings versus individual whales is unavailable. Liquidity on the observed Curve pool ($1.05M) is thin relative to the token's overall market cap, which is a key consideration for any large trade routed through this specific venue.

Figures cited above are from the market snapshot taken when this analysis ranSep 12, 2026, 02:15 PM UTC. Live values may differ; the key facts at the top of the page are current.

Risk: medium
Sentiment: neutral
Yield-bearing design: redeemable for increasing amounts of USDS over time rather than targeting a fixed peg
Backed by an established, 24.2-month-old DeFi protocol (Sky/Maker) with substantial $4.75B market cap
Extremely low realized volatility (0.5% daily stdev) relative to typical crypto assets

Savings USDS AI Price Analysis

Medium Confidence
Short-Term24h-7d
Bullish

Daily closes have drifted from roughly $1.11 to $1.12 over the past two weeks, consistent with the 30d (+0.9%) and 90d (+1.4%) uptrends, even though the 7d change is flat at +0.1%. Price is currently sitting at 58% of its 91-day range and is testing the immediate resistance zone at $1.12, which is typical behavior for a yield-accruing vault token grinding higher.

Medium-Term30d-90d
Bullish

Over 30-90 days sUSDS has appreciated steadily (+0.9% / +1.4%) with very low daily volatility (0.5% stdev), consistent with its design as an ERC-4626 vault that accrues the Sky Savings Rate rather than trading on speculative momentum. Absent a change to the underlying savings rate, the structural mechanism should continue to push the redemption value higher toward the major resistance at $1.15 over the medium term.

Bullish Factors
  • +Consistent multi-window uptrend: +0.9% over 30d and +1.4% over 90d with only 0.5% daily volatility, reflecting steady yield accrual rather than speculative noise
  • +Slightly higher 24h buy volume ($1,066,577) than sell volume ($1,039,013), a 50.7%/49.3% split showing no net distribution pressure
  • +Price sits at 58% of its 91-day range, approaching but not yet at major resistance ($1.15), leaving room for continued appreciation
Bearish Factors
  • -Price is already testing immediate resistance at $1.12, which has historically capped short-term upside within this tight range
  • -24h unique sellers (19) outnumber unique buyers (10) nearly 2-to-1, even though volume is balanced — a larger number of distinct wallets are exiting than entering
  • -Total liquidity of ~$1.05M is extremely thin relative to the $4.75B market cap, meaning this specific Curve pool is not representative of the token's full market depth and could see outsized price impact from a large single trade

Disclaimer: This AI-generated prediction is for informational purposes only and does not constitute financial advice. Cryptocurrency investments are highly volatile. Always conduct your own research.

sUSDS call history

Full track record →
Sep 12bullish
24hpending
7dpending
30dpending

Calls are recorded the moment the analysis is generated and scored automatically against the market price 24h, 7d and 30d later — hits and misses alike, never edited.

Token Info

ChainEthereum
Contract0xa393...7fbd
Total Supply
Decimals

Key Risks

Thin liquidity ($1.05M) on the observed trading venue relative to the token's $4.75B market cap creates slippage risk for large trades on this specific pool
Top-10 holder concentration of 77.8% cannot be verified as safe (protocol/exchange) or risky (individual whales) due to unavailable holder-list data
No contract-security audit data is available for this chain, leaving smart contract risk unassessed rather than confirmed low
Regulatory risk around yield-bearing stablecoin products is evolving and could affect sUSDS's operating environment

Trading Insight

neutral

24h buy and sell volumes are nearly identical ($1,066,577 vs $1,039,013, a 50.7%/49.3% split), indicating balanced two-way flow typical of an arbitrage-driven, low-volatility vault token rather than directional speculation. Transaction counts (26 buys vs 27 sells) are similarly even, though buyer wallets (10 unique) are fewer than seller wallets (19 unique).

AI-generated insight. Not financial advice.

Frequently Asked Questions

Trend Analysis

Short-Term (7d):
Neutral
Medium-Term (30d):
Bullish

The 7-day trend is essentially flat (+0.1%), but the 30-day (+0.9%) and 90-day (+1.4%) windows show a consistent, low-volatility grind higher, which is the expected behavior of a savings-rate-accruing vault token. Daily closes have ranged narrowly between $1.10 and $1.14 over the recent period with no sharp reversals.

Momentum

Status:
Neutral

With only 0.5% daily volatility and price sitting mid-range (58% of the 91-day span), there is no evidence of overbought or oversold conditions; momentum is best described as a slow, steady upward creep rather than a momentum-driven move.

Volume Analysis

Buy 50.7%Sell 49.3%

Volume Trend: Stable

24h buy volume ($1,066,577) and sell volume ($1,039,013) are nearly balanced (50.7%/49.3%), and transaction counts (26 buys, 27 sells) show no meaningful skew, indicating steady two-way arbitrage flow rather than a volume trend in either direction.

Recent Price Action

Daily closes have oscillated tightly between $1.10 and $1.14 over the last two weeks, with the price currently near the top of its immediate range and testing the $1.12 resistance level.

This pattern reflects a low-volatility yield-accrual asset rather than a speculative token; sustained closes above $1.12 would suggest the grind toward major resistance at $1.15 is continuing.

Key Price Levels

Support
Immediate$1.11
Major$1.07
Resistance
Immediate$1.12
Major$1.15

These OHLC-derived levels frame a tight 91-day trading band; a break above $1.12 that holds would signal continuation toward $1.15, while a drop below $1.11 would need to hold at $1.07 to preserve the broader uptrend structure.

Overall Risk:
Medium
38/100

Risk Breakdown

Volatility
Low

Daily volatility of just 0.5% and a tight 91-day range ($1.07-$1.15) indicate very low price volatility relative to typical crypto assets.

Liquidity
Medium

The observed Curve pool liquidity of $1,048,542 is thin relative to the token's $4.75B market cap; large trades routed through this specific venue could face meaningful slippage even though the token itself is widely held.

Concentration
Medium

Top 10 holders control 77.8% of supply, a high raw concentration, but the lack of a per-wallet holder list means this cannot be confirmed as dumpable whale risk versus protocol/exchange custody — risk is rated medium to reflect this uncertainty rather than confirmed danger.

Smart Contract
Medium

No contract-security data is available for this chain from the data provider, so this is an uninformed default rating rather than an actual assessment of the contract's safety.

Regulatory
Medium

As a yield-bearing, USD-denominated stable asset, sUSDS falls into a regulatory category (yield-bearing stablecoins) that is currently attracting increased scrutiny from regulators globally.

Key Risks

  • Thin liquidity ($1.05M) on the observed trading venue relative to the token's $4.75B market cap creates slippage risk for large trades on this specific pool
  • Top-10 holder concentration of 77.8% cannot be verified as safe (protocol/exchange) or risky (individual whales) due to unavailable holder-list data
  • No contract-security audit data is available for this chain, leaving smart contract risk unassessed rather than confirmed low
  • Regulatory risk around yield-bearing stablecoin products is evolving and could affect sUSDS's operating environment

Mitigating Factors

  • 24.2 months of stable, low-volatility on-chain operating history without apparent depeg or failure events
  • Backing by an established, large-cap DeFi protocol ecosystem ($4.75B market cap) reduces the likelihood of an isolated project failure

Investor Suitability

May suit investors seeking USDS-denominated yield exposure with low price volatility, rather than short-term traders; large positions should consider liquidity depth across venues beyond the single Curve pool observed here. This is not financial advice.

sUSDS offers low-volatility, yield-accruing exposure to USDS through an established DeFi protocol, with price action historically confined to a narrow $1.07-$1.15 range. The primary considerations for investors are the SSR yield rate trajectory and the unresolved concentration/liquidity data gaps rather than speculative price risk.

Scenario Analysis

Bull Case
Medium

Continued Sky Savings Rate accrual pushes the redemption value steadily toward and beyond the $1.15 major resistance level, while growing DeFi integration increases sustained demand for sUSDS as a yield-bearing collateral asset.

  • +Stable or rising Sky Savings Rate set by protocol governance
  • +Expanding DeFi integrations and collateral use cases for sUSDS on Ethereum and Base
Base Case

sUSDS continues its slow, low-volatility grind higher within or near the established $1.07-$1.15 range, tracking the Sky Savings Rate with balanced buy/sell flow and no major structural changes.

  • The Sky Savings Rate remains roughly stable near current levels
  • No material change in top-10 holder behavior or liquidity conditions on primary trading venues
Bear Case
Low

A reduction in the Sky Savings Rate slows or stalls price appreciation, while thin liquidity on observed venues amplifies price impact from large redemptions or sells, and unresolved holder-concentration risk materializes if large unclassified holders exit.

  • -Governance-driven cut to the Sky Savings Rate reducing yield accrual
  • -Large unclassified top-10 holders exiting positions, which cannot be ruled out given lack of holder-list data

Analysis Details

GeneratedSep 12, 2026, 02:15 PM UTC
Data FreshnessReal-time on-chain data
Model Confidence
Medium

Data Snapshot

Price$1.1413294711
Market Cap$4.75B
24h Volume$2.11M
Holders5,954
Liquidity$1.05M

Data Sources

Codex DEX market data (price, volume, liquidity)
Daily OHLC price history
Aggregate holder count and top-10 concentration

Limitations

  • Holder-growth history, whale-transaction data, and contract-security data were unavailable for this analysis
  • No smart-money/profitable-trader cohort data was available to assess early-buyer positioning
  • Observed liquidity figure reflects a single venue (Curve) and may not represent the token's full cross-venue market depth

How we keep this honest

Every directional call on these pages is recorded before the outcome is known and scored on our public prediction track record. We apply the same standard to others: our audit of 1,581 crypto YouTube predictions found bullish calls did worse than random timing, and our memecoin pump anatomy study measured what chasing a pump actually costs.

Disclaimer: This analysis is for informational purposes only and does not constitute financial advice. Cryptocurrency investments are highly volatile and risky. Always conduct your own research and consult with a financial advisor before making investment decisions.

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