PYUSD

PayPal USD Price Today & AI Analysis

PYUSDEthereumAnalysis as of Apr 17, 2026

Price

$1

+0.01% 24h

Contract

Live
0x6c3ea9036406852006290770bedfcaba0e23a0e8

Chain

Ethereum

Holders

99.0K

Market cap

$1.76B

Liquidity

$45.75M

At a $10B market cap, $PYUSD would be $5.68 (5.68x from today’s price)

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PayPal USD: holders, selling & liquidity

2026-04-17 13:44 UTC

Holder addresses

74,563

Top 10 supply share

Not available

Reported liquidity

$219,999.17
How concentrated is PayPal USD ownership?
Top-10 ownership concentration is not available in this report. The saved holder count is 74,563 addresses (2026-04-17 13:44 UTC). A holder count alone does not establish how supply is distributed.
Are large holders selling PayPal USD?
This report cannot establish whether large holders are selling: it does not include wallet-level holder balances over time matched to swaps. A complete buy/sell volume observation is not available in the saved inputs. A large swap alone does not identify a large holder, and a transfer alone does not prove a sale.
Is PayPal USD liquidity falling?
As of 2026-04-17 13:44 UTC, reported liquidity was $219,999.17. At least two timestamped liquidity observations are needed to establish a change; this report does not have them.
Sources, observations & limitations

Source: inputs saved with the report generated 2026-04-17 13:44 UTC. Original provider retrieval times and historical samples were not recorded. Legacy zero placeholders are treated as unavailable. Holder addresses are not unique people. The provider’s top-10 share is not adjusted here for pools, exchanges, burn addresses or related wallets. Sniper classifications and wallet-level holder history are unavailable. Inspect token on the block explorer.

Recent swap evidence

Swap evidence is unavailable for this report.

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Movement since report

report from Apr 17, 2026, 01:44 PM UTC

Market Cap

$4.11B

24h Volume

$861.98K

Liquidity

$220.00K

FDV

—

Holders

74,563

24h

Loading trading activity…

AI Executive Summary

Risk

Low

Sentiment

Neutral

PayPal USD (PYUSD) is a stablecoin issued by PayPal, designed to maintain a 1:1 peg with the US dollar through backing by dollar deposits, US treasuries, and cash equivalents. It positions itself as a bridge between traditional finance and blockchain, enabling seamless transfers and payments on platforms like Ethereum and Solana. Currently, it exhibits strong stability with a market cap of approximately $4.11B, growing holder adoption, but faces challenges from high concentration and moderate liquidity.

Figures cited above are from the market snapshot taken when this analysis ran — Apr 17, 2026, 01:44 PM UTC. Live values may differ; the key facts at the top of the page are current.

Key points

  • Direct integration with PayPal's app for fee-free US transfers and purchases
  • Multi-chain support including Ethereum and Solana for broader developer use
  • Backing by a major fintech company, enhancing trust and regulatory compliance

PayPal USD AI Price Analysis

High Confidence

Short-Term · 24h-7d

Neutral

PYUSD maintains its peg at $1 with no price fluctuations across all recent timeframes, reflecting its design as a stablecoin. Trading volume shows balanced buy and sell pressure, indicating steady demand without significant volatility. On-chain data supports continued stability in the short term.

Medium-Term · 30d-90d

Neutral

As a fiat-backed stablecoin, PYUSD is expected to remain pegged to $1, with potential for minor deviations due to market conditions or liquidity events. Increased adoption through PayPal's ecosystem could enhance its utility, but broader crypto market volatility may introduce temporary peg pressures. Regulatory developments in stablecoins will be key to watch.

Bullish Factors

  • Strong backing by PayPal with reserves in cash equivalents, reducing depegging risk
  • Growing holder base with 10% increase over 30 days, indicating rising adoption

Bearish Factors

  • High supply concentration with top 10 holders controlling 91%, potentially leading to liquidity risks during large movements
  • Balanced but low transaction counts (e.g., only 31 buys in 24h), suggesting limited organic trading interest

Disclaimer: This AI-generated prediction is for informational purposes only and does not constitute financial advice. Cryptocurrency investments are highly volatile. Always conduct your own research.

Token Info

Chain
Ethereum
Contract
0x6c3e...a0e8
Total Supply
—
Decimals
—

Key Risks

  • High concentration could lead to depegging if whales distribute rapidly
  • Dependency on PayPal's reserve audits for backing transparency
  • Low transaction velocity may hinder growth in competitive stablecoin market

Trading Insight

neutral

Market sentiment for PYUSD is neutral, reflecting its stablecoin nature with closely balanced buy and sell pressures at 49.6% and 50.4% respectively. Trading patterns show consistent but low-volume activity on Uniswap v4, with sell transactions outnumbering buys in the last 24 hours, suggesting routine usage rather than speculative trading. This aligns with its utility as a payments tool rather than a volatile asset.

AI-generated insight. Not financial advice.

Frequently Asked Questions

Trend Analysis

Short-Term (7d)

Neutral

Medium-Term (30d)

Neutral

PYUSD exhibits a consistent sideways trend across short and medium terms, with zero price change in 5m, 1h, 4h, and 24h periods, aligning with its stablecoin mechanics. This flat movement reflects successful peg maintenance, lacking the volatility seen in non-stable assets. Technical indicators support ongoing stability unless external shocks occur.

Momentum

Status

Neutral

Momentum is neutral due to the absence of price swings, with no overbought or oversold conditions as the token hovers precisely at $1.

Volume Analysis

Buy

49.6%

Sell

50.4%

Volume Trend

Stable

Trading volume remains stable at low levels, with 24h buy volume of $427,859 and sell volume of $434,122, showing no significant upticks or declines; this indicates consistent liquidity provision typical for stablecoins, but the low unique participant counts (29 buyers vs 63 sellers) suggest limited broad market engagement.

Recent Price Action

Flatline at $1 with no deviations

This pattern indicates strong peg stability, typically signaling reliability for value preservation but offering no upside potential for traders.

Key Price Levels

Immediate support

0.998

Major support

0.995

Immediate resistance

1.002

Major resistance

1.005

Key levels are tight around the $1 peg, with supports based on historical minor fluctuations in stablecoins; breaking below 0.995 could signal depegging risks, while resistance above 1.005 is unlikely without premium events, emphasizing the token's low-volatility profile.

AI overall risk

Low

Risk Score

20/100

Risk Breakdown

  • VolatilityLow

    As a stablecoin, price volatility is minimal, with 0% changes across timeframes

  • LiquidityMedium

    Total liquidity of $220K is adequate for small trades but may cause slippage for larger volumes

  • ConcentrationNot assessed

    Ownership concentration cannot be assessed without a measured supply distribution.

  • Smart ContractNot assessed

    Contract or authority checks are not included in the saved provider observations.

  • RegulatoryMedium

    As a US-based stablecoin, it faces potential scrutiny from evolving regulations on digital assets

Key Risks

  • High concentration could lead to depegging if whales distribute rapidly
  • Dependency on PayPal's reserve audits for backing transparency
  • Low transaction velocity may hinder growth in competitive stablecoin market

Mitigating Factors

  • PayPal's reputable backing and regular reserve reports
  • Growing holder base diversifying usage

Investor Suitability

Suitable for risk-averse investors seeking stable value preservation or DeFi participants needing a reliable USD equivalent

PYUSD offers a compelling case for stability in volatile crypto markets, backed by PayPal's infrastructure for real-world utility. Bullish scenarios hinge on expanded adoption, while bears focus on competition; the base case sees steady usage growth without significant price deviation.

Scenario Analysis

Bull Case

Medium probability

Increased PayPal integrations drive mass adoption, solidifying PYUSD as a top stablecoin

  • Broader blockchain partnerships
  • Favorable regulatory environment

Base Case

Maintains $1 peg with gradual holder growth and utility expansion

  • Stable reserves and PayPal support
  • Neutral crypto market conditions

Bear Case

Low probability

Competition from USDT/USDC erodes market share, or regulatory hurdles disrupt operations

  • Depegging events from concentration risks
  • Shifts in stablecoin preferences

Analysis Details

Generated

Apr 17, 2026, 01:44 PM UTC

Saved observation

2026-04-17 13:44 UTC

Model Confidence

High

Data Snapshot

Price

$1.000000000000000000

Market Cap

$4.11B

24h Volume

$862.0K

Holders

74,563

Liquidity

$219,999.17

Data Sources

On-chain transaction dataHolder distribution analyticsTrading volume metricsSmart contract analysis

Limitations

  • Analysis based on snapshot data, which may not capture off-chain reserves
  • Stablecoin nature limits applicability of volatility-based models

How we keep this honest

Every directional call on these pages is recorded before the outcome is known and scored on our public prediction track record. We apply the same standard to others: our audit of 1,581 crypto YouTube predictions found bullish calls did worse than random timing, and our memecoin pump anatomy study measured what chasing a pump actually costs.

Disclaimer: This analysis is for informational purposes only and does not constitute financial advice. Cryptocurrency investments are highly volatile and risky. Always conduct your own research and consult with a financial advisor before making investment decisions.

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