VPAY

VPay by Virtuals Price Today & AI Analysis

VPAYBaseAnalysis as of Apr 24, 2026

Price

$0.000163

-6.92% 24h

Contract

Live
0x98ac5b33a4ef1151f138941c979211599c2ff953

Chain

Holders

7.3K

Market cap

$162.51K

Liquidity

$33.33K

At a $1M market cap, $VPAY would be $0.001000 (6.15x from today’s price)

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VPay by Virtuals: holders, selling & liquidity

2026-04-24 17:16 UTC

Holder addresses

7,706

Top 10 supply share

Not available

Reported liquidity

$183,043.20
How concentrated is VPay by Virtuals ownership?
Top-10 ownership concentration is not available in this report. The saved holder count is 7,706 addresses (2026-04-24 17:16 UTC). A holder count alone does not establish how supply is distributed.
Are large holders selling VPay by Virtuals?
This report cannot establish whether large holders are selling: it does not include wallet-level holder balances over time matched to swaps. A complete buy/sell volume observation is not available in the saved inputs. A large swap alone does not identify a large holder, and a transfer alone does not prove a sale.
Is VPay by Virtuals liquidity falling?
As of 2026-04-24 17:16 UTC, reported liquidity was $183,043.20. At least two timestamped liquidity observations are needed to establish a change; this report does not have them.
Sources, observations & limitations

Source: inputs saved with the report generated 2026-04-24 17:16 UTC. Original provider retrieval times and historical samples were not recorded. Legacy zero placeholders are treated as unavailable. Holder addresses are not unique people. The provider’s top-10 share is not adjusted here for pools, exchanges, burn addresses or related wallets. Sniper classifications and wallet-level holder history are unavailable. Inspect token on the block explorer.

Recent swap evidence

Swap evidence is unavailable for this report.

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Movement since report

report from Apr 24, 2026, 05:16 PM UTC

Market Cap

$888.80K

24h Volume

$1.82K

Liquidity

$183.04K

FDV

—

Holders

7,706

24h

Loading trading activity…

AI Executive Summary

Risk

High

Sentiment

Bearish

VPay (VPAY) is a utility token for an AI-powered OmniBank in Web3, integrating traditional banking with intelligent automation via the AVA AI agent, positioned in the growing AI and fintech sectors. With a market cap of $888,798.88 and fully circulating supply of 1B tokens, it shows low trading activity and high holder concentration, indicating a speculative asset in its early stages. Current on-chain data reveals stagnant short-term momentum but potential for growth if the project gains traction in personalized Web3 finance.

Figures cited above are from the market snapshot taken when this analysis ran — Apr 24, 2026, 05:16 PM UTC. Live values may differ; the key facts at the top of the page are current.

Key points

  • First AI-powered OmniBank combining USD accounts with tokenized utility
  • Real-time learning AI assistant (AVA) for personalized financial insights
  • Built on Virtuals Protocol for seamless Web3 integration

VPay by Virtuals AI Price Analysis

Low Confidence

Short-Term · 24h-7d

Neutral

The token has shown minimal price movement in the short term, with a 2.39% increase over 24 hours but zero transactions in the last 4 hours and 1 hour, indicating stagnant trading activity. Buy pressure at 38.3% is outweighed by sell pressure at 61.7%, suggesting limited upward momentum without new catalysts. Overall, the price is likely to remain range-bound unless volume picks up.

Medium-Term · 30d-90d

Bearish

Declining holder numbers over 7 days (-0.12%) and high supply concentration (top 10 holders control 56%) point to potential distribution risks, which could pressure prices downward. Without significant adoption in the AI banking sector, the token may struggle to gain traction amid low liquidity and trading volume. Positive catalysts like project updates could reverse this, but current metrics suggest caution.

Bullish Factors

  • Slight 24-hour price increase of 2.39% despite net selling, indicating some underlying resilience
  • Utility in AI-powered Web3 banking could drive long-term value if adoption grows

Bearish Factors

  • Net sell pressure at 61.7% with higher sell volume ($1,119.521 vs $695.899 buys), signaling distribution
  • Declining holders (-5 in 24h, -9 in 7d) suggesting waning interest

Disclaimer: This AI-generated prediction is for informational purposes only and does not constitute financial advice. Cryptocurrency investments are highly volatile. Always conduct your own research.

Token Info

Chain
Base
Contract
0x98ac...f953
Total Supply
—
Decimals
—

Key Risks

  • High supply concentration could lead to price manipulation
  • Declining holders signal potential abandonment
  • Low trading volume increases illiquidity risks

Trading Insight

bearish

Market sentiment leans bearish due to higher sell pressure (61.7%) and volume ($1,119.521 sells vs $695.899 buys) over 24 hours, reflecting distribution over accumulation. The complete lack of transactions in the last 4 hours suggests fading interest, potentially leading to further price consolidation. Traders should monitor for any revival in buy activity to signal a shift.

AI-generated insight. Not financial advice.

Frequently Asked Questions

Trend Analysis

Short-Term (7d)

Neutral

Medium-Term (30d)

Bearish

Short-term trend is sideways with zero price change in the last 5 minutes to 4 hours, reflecting consolidation amid low volume. Medium-term shows a mild downtrend, evidenced by declining holders and net selling over 24h. Without volume resurgence, the token may continue range-bound behavior.

Momentum

Status

Neutral

Momentum is neutral due to stagnant price action and low transaction counts, with no clear overbought or oversold signals from the data

Volume Analysis

Buy

38.3%

Sell

61.7%

Volume Trend

Decreasing

Volume has trended downward, dropping to zero in recent hours from a low 24h total of ~$1,815, which is below typical standards for similar tokens and indicates poor liquidity depth

Recent Price Action

Flat consolidation with a minor 2.39% uptick over 24h

This pattern typically indicates indecision and low conviction, often preceding volatility if external catalysts emerge

Key Price Levels

Immediate support

$0.00090

Major support

$0.00085

Immediate resistance

$0.00095

Major resistance

$0.0010

Immediate support at $0.00090 aligns with recent lows, while major support at $0.00085 could act as a floor if selling intensifies; resistance levels may cap upside without volume increase, significant due to low liquidity

AI overall risk

High

Risk Score

75/100

Risk Breakdown

  • VolatilityHigh

    Low volume and stagnant price action could lead to sharp swings on any activity

  • LiquidityMedium

    $183k liquidity supports small trades but risks slippage for larger ones

  • ConcentrationNot assessed

    Ownership concentration cannot be assessed without a measured supply distribution.

  • Smart ContractNot assessed

    Contract or authority checks are not included in the saved provider observations.

  • RegulatoryMedium

    Web3 banking may face scrutiny in fintech regulations

Key Risks

  • High supply concentration could lead to price manipulation
  • Declining holders signal potential abandonment
  • Low trading volume increases illiquidity risks

Mitigating Factors

  • Utility in AI banking provides fundamental value
  • Verified contract reduces some technical risks

Investor Suitability

Suitable for high-risk tolerant investors interested in early-stage AI Web3 projects, not for conservative portfolios

VPAY offers exposure to AI-driven Web3 finance with potential for growth if adoption increases, but high concentration and low activity pose significant risks. The bull case hinges on project milestones, while bears point to distribution pressures. Base case assumes gradual consolidation.

Scenario Analysis

Bull Case

Low probability

Price appreciates significantly with AI adoption and partnerships

  • Successful AVA AI rollout driving utility demand
  • Broader AI sector bull run

Base Case

Sideways trading with modest growth if community stabilizes

  • No major whale distributions
  • Gradual increase in on-chain activity

Bear Case

Medium probability

Continued decline due to whale dumps and fading interest

  • Persistent holder outflows
  • Lack of trading volume

Analysis Details

Generated

Apr 24, 2026, 05:16 PM UTC

Saved observation

2026-04-24 17:16 UTC

Model Confidence

Low

Data Snapshot

Price

$0.000917920049143991

Market Cap

$888.8K

24h Volume

$1.8K

Holders

7,706

Liquidity

$183,043.20

Data Sources

On-chain transaction dataHolder distribution analyticsTrading volume metricsSmart contract analysis

Limitations

  • Limited historical data for trend analysis
  • Predictions based on snapshot, subject to rapid changes

How we keep this honest

Every directional call on these pages is recorded before the outcome is known and scored on our public prediction track record. We apply the same standard to others: our audit of 1,581 crypto YouTube predictions found bullish calls did worse than random timing, and our memecoin pump anatomy study measured what chasing a pump actually costs.

Disclaimer: This analysis is for informational purposes only and does not constitute financial advice. Cryptocurrency investments are highly volatile and risky. Always conduct your own research and consult with a financial advisor before making investment decisions.

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